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Home Lender IDs Top Cities for Millennial Veterans

Washington Report

Communities in three states — Texas, Florida and Georgia — dominate a list of top cities for millennial veterans buying homes, according to Veterans United Home Loans, which calls itself the nation’s largest VA home lender.

Veterans United released a study of the top 30 cities for millennial veterans based on the growth of the use of VA loans.

Texas has four metro areas on the list, followed by Florida and Georgia with three each.

The top metro area was Jacksonville, Florida, according to the study, where VA home loans have grown 228% from 2015 to 2018. Many of the communities highlighted on the list are home to large military installations.

The study defined millennials as anyone born between the years of 1981 and 1996.

“Millennial veterans and service members are using their hard-earned VA loan benefits to jump into the housing market now, instead of being stuck on the sidelines like so many of their civilian counterparts,” said Chris Birk, director of education for Veterans United. “The VA loan program was created 75 years ago to level the playing field and boost access to home ownership for those who serve our country. Today, it’s still fulfilling that original mission and making a huge difference for a new generation.”

The full list of 30 top metros for millennial veterans follows.

  1. Jacksonville, Florida
  2. Tampa–St. Petersburg–Clearwater, Florida
  3. San Antonio, Texas
  4. New York-Northern New Jersey-Long Island
  5. Hinesville-Fort Stewart, Georgia
  6. Miami-Fort Lauderdale-Pompano Beach, Florida
  7. Virginia Beach-Norfolk-Newport News, Virginia
  8. Fayetteville, North Carolina
  9. Washington-Arlington-Alexandria, D.C.-Virginia
  10. Chicago-Naperville-Joilet, Illinois
  11. Killeen-Temple-Fort Hood, Texas
  12. Atlanta-Sandy Springs-Marietta, Georgia
  13. St. Louis, Missouri-Illinois
  14. Oklahoma City, Oklahoma
  15. Dallas-Fort Worth-Arlington, Texas
  16. Baltimore-Towson, Maryland
  17. Savannah, Georgia
  18. Phoenix-Mesa-Scottsdale, Arizona
  19. Seattle-Tacoma-Bellevue, Washington
  20. San Diego-Carlsbad-San Marcos, California
  21. Philadelphia-Camden-Wilmington, Pennsylvania-New Jersey-Delaware
  22. Denver-Aurora, Colorado
  23. Jacksonville, North Carolina
  24. Houston-Sugar Land-Baytown, Texas
  25. Riverside-San Bernardino-Ontario, California
  26. Kansas City, Missouri-Kansas
  27. Omaha-Council Bluffs, Nebraska-Iowa
  28. Clarksville, Tennessee-Kentucky
  29. Boston-Cambridge-Quincy, Massachusetts-New Hampshire
  30. Los Angeles-Long Beach-Santa Ana, California

The full study is available at veteransunited.com.