Insurance Program

Protecting Guard Members and Their Families

The NGAUS Insurance Trust (NGAUS-IT) was created in 1963 to assist in the administration of retirement planning and death benefits for military technicians and their families. These insurance programs were authorized by Executive Order 10996 (Feb. 16, 1962) and Article 5 U.S.C., Section 5518, which were enacted by President John F. Kennedy and the Secretary of Defense Robert S. McNamara.

NGAUS-IT products

These products are available to full-time technicians and their families.

Accidental Death and Dismemberment (AD&D) Insurance
Dues-paying members and life members of NGAUS have an accidental death and dismemberment benefit at no extra cost.

Technician Disability Insurance
Available at an affordable rate to National Guard technicians under the age of 60. Coverage can only be paid through payroll deduction.

Preferred Vision Care Plan
At the low cost of $15 per year, NGAUS members, National Guard retirees, National Guard employees and their entire household are eligible for the Preferred Vision Care (PVC) plan, in addition to hearing care, via HearPo.

Term Life Insurance
A NGAUS member/spouse under 65 can apply for coverage. Unmarried, dependent children from 14 days to 19 years of age can be insured.

Long Term Care
Help protect your assets against the cost of long term care with customized protection through the variety of individual plans available through the NGAUS/EANGUS Long Term Care Insurance Program. The plans included in the NGAUS/EANGUS Long Term Care Insurance Program provide you with benefits to reimburse covered nursing home care, home health care, adult day care and more.

Short Term Recovery
With the NGAUS/EANGUS Short Term Recovery Plan, you'll have added protection to help you stay independent and confidently make the home recovery care choices you want.

TRICARE Supplements
For military retirees under age 65 and their dependents and dependents of active duty military personnel.

NGAUS/EANGUS Supplements to TRICARE Retiree and Active Duty Standard/Extra, TRICARE Reserve Select and TRICARE Prime

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